Midland Funding, LLC filed a debt collection case and obtained a default judgment against our client’s father in Niagara Falls City Court. Midland Funding was represented by Selip & Stylianou, LLP. Our client was not indebted to Midland Funding or Midland Funding’s assignor and was not sued by Selip & Stylianou, LLP. Selip & Stylianou, LLP sent a wage garnishment to the Erie County Sheriff even though the judgment was against our client’s father and not against our client. Specifically, Selip & Stylianou, LLP notified our client’s employer that they had a judgment against him when they, in fact, did not have a judgment against him. As a result, our client had his wages garnished for weeks until the situation was straightened out. Consequently, our client suffered a great deal of professional and personal embarrassment. We then sued Selip & Stylianou, LLP, David Cohen, Esq. Midland Funding, LLC and Midland Credit Management, Inc. under the FDCPA and obtained a confidential settlement for our client.
Practice Area: FDCPA
Debt Buyer: Midland Funding, LLC
Collection Law Firm: Selip & Stylianou, LLP
Violation: Garnishing client’s wages when judgment was not against client.