Practice Areas

Creditor Harassment (FDCPA)

Jason Shear knows that being harassed by debt collectors can be intimidating. We can help you turn the tables on debt collectors. For years, Jason Shear continues to help clients across New York who are being abused or mistreated by debt collectors. There’s a federal law called the Fair Debt Collection Practices Acts (FDCPA), which regulates what a debt collector can and can’t do when attempting to collect a consumer debt.

Sued by Debt Collectors (Debt Defense)

Jason Shear knows that being sued by a debt collector can be downright stressful. We can help even the playing field with debt collectors. For 10 years, Jason Shear continues to provide relief to clients across New York who are being sued by debt buyers and debt collection law firms. Look at our Recent Results page to see some of the great results our office obtained for our clients when they were sued over a consumer debt.

Vacate Default Judgments

Has your bank account been frozen by a debt collection law firm? Have you received a wage garnishment from a debt collector? Have you discovered a judgment on your credit report when you applied for a loan or mortgage? Many times a consumer’s first notification that a debt collection case has been filed against them is only after one or more of these situations happen. Jason Shear has helped numerous clients across New York State get the judgment vacated (undone).

Identity Theft

Unfortunately, millions of Americans are victims of identity theft every year. Identity theft occurs when, for financial gain, someone uses personal or financial information of another to pass him/herself off as that person. New York Identity Theft Attorney Jason Shear has provided relief to clients who were contacted or sued by debt collectors over a debt they were not responsible for.

Credit Reporting Errors

Many times, clients come to our office because they have been turned down when applying for a mortgage, auto loan, or an important job due to having errors or negative information on their credit report.

Debt Settlement

Clients come to Jason Shear Law with all kinds of debt. Much of this debt is comprised from different creditors, occurring over different time frames. Oftentimes, consumers will hire a debt settlement company as advertised on TV.

Foreclosure Defense

Owning a home has always been a part of the American Dream. Unfortunately, for many homeowners, an unexpected financial crisis can put that dream in jeopardy. No one can accurately predict a sudden economic downturn or a drop in home prices, and some borrowers may find themselves facing the threat of foreclosure

Class Actions

A consumer class action is a type of lawsuit which consists of a group of people who are collectively represented by a member of that group. In a typical class action, a plaintiff sues a defendant or a number of defendants on behalf of a group -- or class -- of absent parties.

Student Loans

Jason Shear Law has represented numerous clients in student loan cases. One of the most common student loan debt collectors is National Collegiate Student Loan Trust -- also known as National Collegiate Trust – which is a debt buyer which purports to purchase defaulted student loans from various banks across the country.

Truth in Lending Act (TILA)

In response to abuses by lenders, banks, and credit card companies, the Truth in Lending Act (TILA) was enacted by Congress. TILA protects the consumer against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.

Telephone Consumer Protection Act (TCPA)

We have all received unwanted calls from telemarketers and other similar companies. The Telephone Consumer Protection Act (TCPA) was enacted in 1991 to defend people from unwanted solicitation in the form of autodials, robocalls, telemarketers, invasive text messages, etc.